Most parents would do just about anything to help out their children, to give them advantages perhaps not available when they were younger. But consider this anecdote provided to Money magazine recently from a person whose parents apparently had their own ideas about what cultivates success: “After I graduated from college, I asked my parents for a $100 loan and got a firm, ‘No, you’re an adult now. We won’t keep helping you.’ It was the best lesson because I realized I had to save my own money. Learning to budget and save often doesn’t happen when people know their parents will keep bailing them out.” –K.L. Kelly, Allentown, Pa.