Every family situation is different, which is why it is a good idea to determine what estate planning strategy makes the most sense for your financial priorities today and your goals for tomorrow. One strategy to consider is a charitable remainder annuity trust. A charitable remainder annuity trust (CRAT) allows the owner to create a trust […]
In 1965, two astronomers in Crawford Hill, New Jersey, were monitoring radio emissions from the Milky Way when an annoying hum interrupted their work. Was it coming from nesting pigeons who left droppings inside their antenna? In fact, the astronomers had been observing the cosmic background radiation of the universe. In financial markets, too, low-level […]
Inflation dipped again in September, but it has broadened out across shelter, food, and other retail items even as energy costs have declined recently. The decline is a good start, but we are still at very high levels which we believe will keep the Fed aggressive in its battle to get inflation back closer to […]
Whether your loved one is just beginning his or her educational journey or they are planning to enroll in college in the next year or two, it’s never too early to begin the planning process to fund those future college costs – or to pay for those current or imminent college bills. We have outlined […]
Inflation has started to increase in “stickier” areas, meaning bottlenecks have not yet begun to clear.
While it is unnerving to see portfolio values decline, it is important for investors to maintain traditional disciplines around investment strategies.
It’s not too late to make contributions to your traditional or Roth IRA for the 2021 tax year. Contributions made up until April 18, 2022, may be deducted from your 2021 tax return. Any contributions to a traditional or Roth IRA made until the April 18 filing date must be designated for 2021 to the […]
The recent news from the Federal Reserve about potential interest rate increases to combat the inflation the economy is currently seeing is making business owners rethink their existing business debt. A question that businesses are considering nowadays is whether or not they should look into locking in variable rate loans they currently have. The answer […]
Many business owners have seen financial success in the past year and, upon review, realize that the value of their assets and businesses are at an all-time high. This makes now the prime time to understand your net worth, get your estate documents in order, take advantage of the lowest exemption amounts, and develop the […]
Imagine buying a newly issued bond from the U.S. Treasury (“UST”) today. If you did, you’d earn 1.27% per year for the next 10-years. Hard to imagine. After you factor in inflation, you would probably be losing money! In fact, at the beginning of this year, the rate on a 10-Year UST stood at less […]